IRON CLAD
'Subject To' Contracts
"Are you looking for contracts that
SEAL THE DEAL?"
Do you want your transaction to go smoothly and without a hitch? Free of hassles, problems and worries?
If you're serious about buying homes by taking over mortgages 'subject to,' you can't afford to be without these tried and true contracts.
This CD contains EVERY document you need to buy houses Subject To. Iron Clad Subject To Contracts takes all the guesswork out of the paperwork.
Not only do you get simple, easy-to-use fill in the blank contracts…
You get an EXACT DUPLICATE set of contracts that are already prepared and filled in to SHOW YOU HOW to complete EACH AND EVERY document!!
These contracts are TIME TESTED and COURT PROVEN! Everything you need is right here in this jam-packed package. These are Microsoft Word docs. Easy to use, easy to fill in.
Here's what you get:
- Loan Authorization Release Form
- Warranty Deed
- Quitclaim Deed
- Purchase and Sale Agreement
- Power of Attorney
- Seller Script
- Trust Agreement
- Assignment of Beneficial Interest in Trust
- Change of Address-Insurance Company
- Change of Address-Mortgage Company
- Due on Sale disclosure
- Bill of Sale
- Mortgage
- Exhibit A
What is "Subject To?"
Simply put, "subject to" is a means of creative financing. It's buying a house by taking over loan payments. You're not ASSUMING the loan…the loan does not transfer into your name. You're simply making a promise to make the homeowner's monthly loan payment. The loan stays in the borrower's name…but the DEED is transferred to YOUR NAME!
You own the home, the seller owns the loan. You have a responsibility, though…and a moral obligation…to make the seller's loan payments each month and to keep those payments current. If you don't think you can do that, then you might want to think twice about buying 'subject to.'
So that you're not left in the dark, here's what each of these contracts do and WHY they're important when buying a house Subject To…
Loan Authorization Release… gives you carte blanche to talk to the bank to obtain ALL the homeowner's loan information
Warranty Deed… gives you complete legal title to the property
Quitclaim Deed… relinquishes or 'quits' one or all of the grantors' interest in the property to the grantee
Purchase and Sale Agreement… seller sells and buyer buys said property for a negotiated price and/or terms
Power of Attorney… gives you legal right to act and sign on behalf of the seller according to the terms of the document, pertaining specifically to the property
Seller Script… contains all the questions and information you need to help you make a sound decision in buying the property
Trust Agreement… document that places the property into a trust. Establishes all the terms of the trust, including the trustee and beneficiaries. Creates privacy for true ownership. Also creates a 'smoke screen' to avoid triggering Due on Sale clause.
Assignment of Beneficial Interest in Trust… transfers ownership or beneficial interest of the property named in the trust agreement (the seller) to you or your company.
Change of Address-Insurance Company… letter informing insurance company to change the insured party on the hazard insurance policy from the homeowner to you or your company, or to add you or your company as an additional insured. Also requests a change of address from the homeowner to your business address, and to change the policy from a homeowners policy to a landlord policy.
Change of Address-Mortgage Company… letter informing mortgage company or bank to send all future loan statements and monthly coupon, escrow refunds, and tax information to your or your company's address.
Due on Sale Disclosure… Discloses to the seller that there is a due on sale provision in their mortgage and note, and that the lender may call the loan due and payable in full if they find out title to the property has been transferred. Chances of this happening are extremely unlikely.
Bill of Sale… used when purchasing any personal property from the seller, such as furniture, appliances, you name it.
Mortgage… a mortgage lien recorded on the property as a future measure to prevent seller from contacting the bank to get the loan out of their name and calling the loan due.
Exhibit A… document which contains the legal description of the property. Exhibit A is used with the Warranty Deed, Quitclaim Deed, Power of Attorney, and Trust Agreement.
These are No Holds Barred Contracts!
This contract package is used time and time again in every single one of my 'subject to' transactions. They have yet to fail me.
I've bought and sold numerous houses with these agreements over the years. And whether buying or selling, I've yet to run into a problem with any realtor, title company, attorney…or seller.
These documents contain crucial paragraphs and clauses that:
Give YOU the advantage…Protect YOUR interests…Cover ALL the bases…Leverage YOUR TIME and MONEY…
Don't get caught without the proper paperwork. These contracts will assure you of a smooth, hassle free transaction with your Seller. Start banking boatloads of cash TODAY by taking over other peoples' mortgage payments.
How much is the contract package CD?
You would easily pay thousands of dollars for an attorney to draft these contracts. But the best part is, I've already had attorneys POUR over the Iron Clad 'Subject To' Contracts.
And the cost to you…
ONLY $97! I'll say it again… Only $97!
And to show you how confident I am that these contracts
do the job, I'll give you a 30 Day No-Questions-Asked
Money Back Guarantee!
Order your Iron Clad 'Subject To' Contracts on CD TODAY!
ORDER NOW!

Click HERE to Order
Disclaimer
© 2006 Iron Clad Real Estate. All Rights Reserved.
www.ironcladrealestate.com
Contact:
|